MAT125 Southern New Job Offer Measures of Dispersion Comparison Paper Complete the Milestone One template using the information provided of 3 fictious job

MAT125 Southern New Job Offer Measures of Dispersion Comparison Paper Complete the Milestone One template using the information provided of 3 fictious job offers. Assume I am a single woman who lives in Allston, Massachusetts. The template is attached along with the first draft of basic information. Also Attached is rubric.

Here is a lot of info from teacher:

Hello Class!

This week you are working on measures of dispersion (3-1-1). You will calculate the range and the standard deviation. To calculate the range it may help to put the data in order then take the highest data point and subtract it from the lowest data point. To calculate the standard deviation your book has calculator tips on p. 762. Here is a video as well. Note if you want to subtract inside your list you can. For example 13-5 is how you can enter the number 8 if you don’t want to do all of the subtracting in the homework. Standard deviation shows how the data differs from the mean (average).

The book also does a great job of explaining how to do this by hand. Question 6 has a video where the work is done out by hand if you would like to see an example. Please contact me if you have any questions. Be careful rounding to the hundredth place. Here are two videos on rounding.

https://www.youtube.com/watch?v=1E4GUE1har0(2.40) https://www.youtube.com/watch?v=IcmAxkEImtI(4.31)

The Normal Curve (3-2-1)

The Normal Curve Review

https://www.khanacademy.org/math/statistics-probability/modeling-distributions-of-data/normal-distributions-library/a/normal-distributions-review

Means and medians of different distributions (6:28)**This should help you with Milestone 1

https://www.khanacademy.org/math/statistics-probability/summarizing-quantitative-data/more-mean-median/v/comparing-means-and-medians

Impact on mean and median removing an outlier (5:36)

https://www.khanacademy.org/math/statistics-probability/summarizing-quantitative-data/more-mean-median/v/impact-on-median-and-mean-when-removing-lowest-value-example

Impact on mean and median increasing an outlier (4:15)

https://www.khanacademy.org/math/statistics-probability/summarizing-quantitative-data/more-mean-median/v/impact-on-median-and-mean-when-increasing-highest-value

Mean, Median, Mode Review

https://www.khanacademy.org/math/statistics-probability/summarizing-quantitative-data/mean-median-basics/a/mean-median-and-mode-review

Percentiles and Z-Scores

https://www.khanacademy.org/math/ap-statistics/density-curves-normal-distribution-ap

You may find this helpful: MyMathLab resources, videos, calculator use instructions, and more.

https://media.pearsoncmg.com/aw/aw_angel_surveymath_10/aps10_toolsforsuccess.html

For your 3-4-1 Milestone One: Job offer comparison here are some suggestions:

1.Open and read 3-4 Finding Meaning in the Data. Regarding the question of Chelmford, IA or MA, if you want to use Chelmford, MA and you can find the needed data in the BLS.gov link that is fine.

2.Open the Overview Preparing for Milestone One in section 3-4 Finding the Mean of Data

a.Use this template to complete your assignment (attached on Monday’s announcement and here as well)

b.You will want to have the comparison worksheet you created and turned in last week

3.Be sure to read the Milestone One Guideline and Rubric

Under the rubric you will see:

A.Outline-List characteristics most important to you in your job search such as location, salary, benefits, job satisfaction. Explain why.

B.Location Comparison. You want to list ALL THREE jobs from your selected track. What will the impact be on your day-to-day life. Are you willing to commute? Relocate? What will the distance be? The cost? Explain the things you are considering. Show any calculations that you make.

C.Salary-Determine a reasonable salary for all 3 jobs using the BLS.gov link. Scroll down on the 3-4 Finding Meaning in the Data for directions for navigating this link. You want to compare what is reasonable with what you are being offered. Will you need to negotiate for a higher salary?

D.Salary-Taxes for all 3 jobs. To calculate a flat tax rate of 30% you will want to multiply your income by 30% written as a decimal. This will tell you the amount of taxes you will pay your first year. I need to see your calculations and explanations of what the numbers mean. Then calculate what you will pay in taxes after five years at your job. Your tax rate has increased to 32%. You will want to take into consideration your increased salary based on cost of living increases, raises, and such. Again explain your calculations.

E.Salary-Mean, Median, Mode? Explain why you chose the measure of center that you chose based on notes in the announcements and what you have learned in the learning modules.

F.Benefits-Retirement-Looking at all 3 jobs determine the retirement savings at 5, 10, and 20 years. This percentage is calculated before taxes. Follow the plan outlined in your job offer. If there is no plan calculate 5% of your pre-tax salary for the three years specified. If your employer matches calculate on the full match. Explain your calculations and your results.

G.Benefits-Insurance-Looking at all 3 jobs compare the insurance plans. If one job offers several options for plans pick the one that fits you, individual, you and spouse, family plan. Compare the costs the employer covers and what will come out of your pocket. Will family plans save you money or cost you money?

Be sure to explain your reasoning. You want to justify your answers.

Here are some links that may help you.

Change percent to a decimal

https://www.youtube.com/watch?v=MkpbtCRwcCE (1.23)

Use calculator to find percent

https://www.youtube.com/watch?v=2xRErv9OT_s (2.42) While I would turn the percent to a decimal you might like his method.

Savings account at $3,800, grows 1.8% per year.

https://www.khanacademy.org/math/algebra/introduction-to-exponential-functions/exponential-expressions-alg1/v/exponential-expressions-word-problems-numerical (4.56)

There are math tutors available here is a link to the online math center https://my.snhu.edu/Offices/COCE/academicsupport/Pages/Academic-Support-Homepage.aspx

Your adviser may also know of additional resources the University provides.

Please contact me if you have questions! I wish you all a wonderful Memorial Day Weekend! MAT 125 Milestone One Guidelines and Rubric
Overview: Throughout this course you will learn how to apply quantitative reasoning and problem-solving strategies to a variety of staged, but real-world
contexts. You will build upon the skills you already had to advance the range of contexts to which you can apply mathematical thinking and problem-solving
strategies effectively.
Your final project for this course will focus in on real-world financial, statistical, and measurement-related contexts to assess your mastery of quantitative
reasoning and problem solving in these areas. Specifically, you will be working your way through opportunities for employment, selecting the one that best fits
your needs and wants, establishing a budget to manage your expenses, selecting the best options for managing debt, and planning for the future. You will then
take the strategies you have learned in this course and apply them to your own selected problem or decision and walk your instructor through your process for
solving the problem. For your problem, you can choose anything, such as deciding what credit card to get, determining how much and what type of insulation to
purchase, or planning your garden, but you must run your selection by your instructor for approval.
Mastery of the skills and strategies covered in this course will help set the foundation for future coursework, future career opportunities, as well as problem
solving and decision making in your personal life
Prompt: Congratulations on graduating with your bachelor’s degree from Southern New Hampshire University! A new array of opportunities is open to you, but
which will you choose, and how will it impact your life? Select your discipline area of interest and examine the set of jobs you have applied to and received offer
letters for to determine which one best fits your needs and wants.
Refer to the following critical elements to complete this milestone:
I.
Employment Opportunity Analysis: In this section of your milestone, you will focus on the opportunities presented in the discipline area of interest to
you. Compare the opportunity as instructed below:
A. Outline the characteristics that are most important to you in a job search, and explain why.
B. Comparison
1. Location: Compare the jobs in terms of distance and commute and consider the impact each would have on your day-to-day life.
Consider if you would be willing to commute or relocate for any of these positions. Be sure to explain the considerations and show your
calculations.
2. Salary: Find the occupational area on BLS.gov and compare the salary ranges for each job. Specifically, answer the following in your
comparison:
i.
Calculate what a reasonable salary would be for each job opportunity using the Bureau of Labor Statistics (BLS) website, and
explain how you determined each figure.
ii.
Calculate the starting income each position will provide you after taxes using an estimated flat tax rate of 30%, as well as the
annual income you would make at the 5-year mark after taxes using a flat tax rate of 32%.
iii.
Were you to have information about the salaries of various levels of employees in each company, what (mean, median, or
mode) would you use to calculate your expected salary? Why?
3. Benefits: Compare the benefits and retirement packages of each opportunity, calculating theoretical retirement savings if applicable.
Consider the following:
i.
Determine the retirement savings you will have in 5, 10, and 20 years considering the retirement options provided by each
employer in the job opportunity letters. If your employer matches your contributions, assume you will put aside the maximum
that the employer will match; if the employer does not have a retirement option, assume you will put aside 5% of your pre-tax
salary each year. Explain how you got your results.
ii.
Compare the insurance plans offered by each employer and how much you would be expected to cover. Be sure to consider
your personal situation such as children who need coverage and how much the family plans will save/cost you.
Rubric
Guidelines for Submission: Your paper must be submitted as a Microsoft Word document with double spacing, 12-point Times New Roman font, and one-inch
margins. Optionally, you may use the Milestone One Template to submit your work.
Critical Elements
Outline
Proficient (100%)
Outlines the job characteristics
of personal importance,
explaining reasoning
Compares the jobs in terms of
distance, commute, and impact
each would have on day-to-day
life and explains
considerations, showing
calculations
Needs Improvement (85%)
Outlines the job characteristics
of personal importance but
lacks reasoning or detail
Compares the jobs in terms of
distance, commute, and impact
each would have on day-to-day
life and explains considerations,
showing calculations, but
comparison or considerations
are cursory or calculations
contain inaccuracies
Not Evident (0%)
Does not outline the job
characteristics of personal
importance
Does not compare the jobs in
terms of distance, commute,
and impact each would have
on day-to-day life
Value
20
Salary: Reasonable
Calculates a reasonable salary
for each job using data from
BLS.gov and explains how each
figure was determined
Does not calculate a salary for
each job
10
Salary: Taxes
Correctly calculates income
after taxes for starting year and
year five using provided tax
rates
Calculates a salary for each job,
but does not use the data from
BLS.gov, salary figures are not
reasonable given the
explanation, or no explanation
how figures are reached is
provided
Calculates income after taxes
for starting year and year five
using provided tax rates, but
incorrectly
Does not calculate income
after taxes for starting year and
year five using provided tax
rates
10
Location
20
Salary: Expected
Benefits: Retirement
Determines what calculation
would be used to determine an
expected salary for each
position if salary levels of
others within the organization
were known, providing a
reasonable explanation of
choice
Correctly determines the
amount of retirement savings
at 5, 10, and 20 years using the
information from job offer
letters and assumptions from
the prompt, providing an
explanation of the results
Benefits: Insurance
Logically compares the costs of
insurance provided by each
employer in conjunction with
considerations of personal
situation
Articulation of
Response
Submission has no major errors
related to citations, grammar,
spelling, syntax, or organization
Determines what calculation
would be used to determine an
expected salary for each
position if salary levels of
others within the organization
were known, but does not
provide a reasonable
explanation of choice
Determines the amount of
retirement savings at 5, 10, and
20 years, but incorrectly, not
using the information from job
offer letters, or not following
assumptions in prompt, or does
not provide a reasonable
explanation of results
Compares the costs of
insurance provided by each
employer in conjunction with
considerations of personal
situation, but with gaps in logic
or consideration of personal
situation
Submission has major errors
related to citations, grammar,
spelling, syntax, or organization
that negatively impact
readability and articulation of
main ideas
Does not determine what
calculation would be used to
determine an expected salary
for each position if salary levels
of others within the
organization were known
10
Does not determine the
amount of retirement savings
at 5, 10, and 20 years
10
Does not compare the cost of
insurance provided by each
employer in conjunction with
considerations of personal
situation
10
Submission has critical errors
related to citations, grammar,
spelling, syntax, or organization
that prevent understanding of
ideas
10
Total
100%
Milestone One: Job Offer Comparison
Summer Fish
Congratulations on graduating with your bachelor’s degree from Southern New Hampshire
University! A new array of opportunities is open to you, but which will you choose, and how
will it impact your life? Select your discipline area of interest and examine the set of jobs you
have applied to and received offer letters for to determine which one best fits your needs and
wants.
Employment Opportunity Analysis
In this section of your milestone, you will focus on the opportunities presented in the discipline
area of interest to you. Compare the opportunity as instructed below:
Outline the characteristics that are most important to you in a job search, and explain why.
Location: Compare the jobs in terms of distance and commute and consider the impact each
would have on your day-to-day life. Consider if you would be willing to commute or relocate
for any of these positions. Be sure to explain the considerations and show your calculations.
Salary
Find the occupational area on BLS.gov and compare the salary ranges for each job. Specifically,
answer the following in your comparison:
Calculate what a reasonable salary would be for each job opportunity using the Bureau of
Labor Statistics (BLS) website and explain how you determined each figure.
Calculate the starting income each position will provide you after taxes using an estimated flat
tax rate of 30%, as well as the annual income you would make at the 5-year mark after taxes
using a flat tax rate of 32%.
Were you to have information about the salaries of various levels of employees in each
company, what would you use (mean, median, or mode) to calculate your expected salary?
Why?
Benefits
Compare the benefits and retirement packages of each opportunity, calculating theoretical
retirement savings if applicable. Consider the following:
Determine the retirement savings you will have in 5, 10, and 20 years considering the
retirement options provided by each employer in the job opportunity letters. If your employer
matches your contributions, assume you will put aside the maximum that the employer will
match; if the employer does not have a retirement option, assume you will put aside 5% of
your pre-tax salary each year. Explain how you got your results.
Compare the insurance plans offered by each employer and how much you would be expected
to cover. Be sure to consider your personal situation such as children who need coverage and
how much the family plans will save/cost you.
River Bend Elementary School
1 River Bend Rd
Chelmsford, MA
Greetings,
It is our distinct pleasure to offer you the role of assistant teacher for grades 2–4! You
will be working alongside other dedicated professionals in the field who are committed
to providing a supportive environment to each and every student. Your daily duties will
consist of assisting classroom teachers and students in performing daily tasks to be
outlined by the cooperating teacher and administration. For this full-time, salaried
position, we are offering a starting annual salary of $25,000, paid bi-weekly, with the
option for lump payment or continued bi-weekly payment during summer months.
As River Bend Elementary employees work under five-year Teacher’s Association
Agreements with the school district, our current contract ensures annual cost-of-living
increases negotiated by the Association. On average, the cost-of-living increase
amounts to 2.15% of base salary, but for exact percentage increases, please refer to
the employee packet you will receive on your first day.
River Bend Elementary is proud to offer a competitive benefits package that includes
health and life insurance as well as retirement savings options to ensure our teachers
can plan for the future. Please refer to the enclosed Benefits Summary packet for more
details.
We hope to hear of your acceptance by the end of the week.
Sincerely,
Miriam Callaway
Assistant Principal and Hiring Coordinator for Chelmsford School District
River Bend Elementary
Benefit Summary
River Bend Elementary
Chelmsford School District
Medical
HMO Green
Full-time hourly and salaried employees are eligible for HMO Green. Employees on this
plan are immediately covered, as are dependents under age 26 and spouses. The
average bi-weekly cost to employees as individuals is $32; employee and spouse
coverage is $64; employee and full-family cost is $98 bi-weekly. This plan provides
quality care from a vast list of network physicians. Your primary care physician must
write a referral to specialists. There is a $20 co-pay for routine care, a $50 co-pay for
walk-in and specialists, and a $150 co-pay for emergency room visits.
Green Choice
Full-time hourly and salaried employees are eligible for HMO Green. Employees on this
plan are immediately covered, while spouse and dependent coverage begins three
months into employment. The bi-weekly cost to employees as individuals is $32;
employee and spouse coverage is $64; employee and full-family cost is $98 bi-weekly.
Preventive and routine visits are 100% covered, with no co-pay. Walk-in co-pay is $20;
emergency room visits are $25. There is a $1,500 deductible per plan.
Vision
Full-time hourly and salaried employees are eligible for low-employee-cost vision
coverage. Employee coverage is $1.30 bi-weekly; employee and spouse is $2.75 biweekly; employee and dependents under 26 years of age is $2.90 bi-weekly; employee
and family (including spouse and children) is $5.00 bi-weekly.
Dental
Dental insurance is provided at no cost to the employee. Dental coverage extends to
spouse and dependents at no cost to the employee.
Life
Full-time salaried employees have the option to participate in life insurance coverage
partially funded by the employer after six months of employment. Life insurance
coverage amounts to 2x the annual salary of the employee and comes at no cost to the
employee. Higher coverage can be purchased by the employee through the employer
provider, but it will require the employee to cover premium amounts that are above the
calculated premium for 2x the employee’s salary.
Retirement
401(k)
Part-time, full-time, hourly, and salaried employees are eligible to contribute up to the
IRS limit of their bi-weekly paychecks, and the employer will match up to 2% of the
annual salary or full payment amounts for work completed within the tax year
September 1 through August 31. Employer match will be contributed in lump sum in
December following the end of the tax year in which it was earned.
403(b)
All employees, including contract employees working for the school or district for more
than 20 hours per month, are eligible to participate in tax-exempt direct deposits into a
403(b). Employees participating in this plan will be allowed to contribute up to 5%
monthly from their paychecks without taxation. Employer will not match or contribute to
this fund.
Professional Development
All employees are eligible for our online professional development lecture series. This
series of professional development lectures is available through our school portal and
may require outside verification for completion. In addition to the lecture series, all
faculty and support staff are entitled to reimbursement of up to $1,200 per year for
continued higher education from an accredited college or university. This
reimbursement is contingent upon the successful completion of the course with a grade
of B or higher.
Museum of Historical Wonders
1 Museum Parkway
Boston, MA
Greetings,
It is our distinct pleasure to offer you the role of assistant curator with the Museum of
Historical Wonders (MHW)! For this full-time, salaried position, we are offering a starting
annual salary of $32,000. You will report to the lead curator and assist in research,
acquisition, and exhibition development, with occasional additional responsibilities as
needed.
As discussed during your interview, we urge you to consider the subsidized bus and
train passes that MHW employees are eligible for. Parking is limited due to our location,
so public transportation is essential to our operations. These passes can be used on
any travel days, including high-capacity days, as there are occasionally work weekends
and holidays. Please see the Benefits Package attached to this letter for more
information about passes, insurance, and other MHW benefits.
We are hoping to hear of your acceptance soon.
Sincerely,
Henry Hemmingway
Director of Curation
Museum of Historical Wonders
Benefits Package
City- and State-Wide Transportation Passes
MHW is thrilled to provide a tiered system of transportation passes both within the city
and across the inter-city system.
Pass (monthly)
City-wide T pass
Inter-city bus pass
County-wide T and
bus combo
Subsidized Amount
Full-Time Employees
Part-Time
Employees
80% subsidized ($60
20% subsidized
covered by MHW)
($15 covered by
MHW)
80% subsidized ($100
N/A
covered by MHW)
80% subsidized ($160
N/A
covered by MHW)
Healthcare
In partnership with the State University System, MHW offers an HMO plan to all full-time
employees and part-time employees working over 30 hours per week on average.
There is no deductible, and the cost is $20 for the employee, deducted weekly from
your paycheck. For employee and spouse, the cost is $32/week; for employee, spouse,
and dependents, the cost is $35/week.
Vision
In partnership with the State University System, MHW offers to all full-time employees
and part-time employees working over 30 hours per week a vision plan that costs $10
monthly for employee-only coverage. Dependents and spouses can join the plan for an
additional $1 each per month. A family of five can receive coverage for two annual visits
and one pair of glasses or contact lenses up to $200 for a total of $14 per month. There
are $40 copayments for each visit.
Dental
In partnership with the State University System, MHW offers a dental plan to all full-time
employees and part-time employees working over 30 hours per week on average.
Employee-only dental coverage is deductible and copayment-free for a monthly cost of
$1.23. Spouses and dependents can be added to the plan for $1.23/mo each.
Retirement
All employees are eligible to contribute to a 401(k) through one of our three partnered
providers.
Open World Academy
123 World Drive
Anywhere, USA
Greetings!
It is my distinct pleasure to welcome you to our team of virtual English tutors! As a new
tutor with Open World Academy, you support our virtual English teachers in providing
varied learning pathways for students of the English language from all over the globe.
Each week you will provide exceptional tutoring experiences to 15–30 English learners
in one-hour virtual sessions.
This is a full-time, flexible hourly position that will range from 30 to 40 hours per week,
or more as you build a strong learner network. Our one-year experienced tutors average
45 hours per week, scheduling tutoring sessions based on the needs of the learner. To
start, you will work with one of our experienced tutors to schedule three to five sessions
daily to help you adjust to the demands of the sessions. After the three-week training
period, you will be able to schedule your own sessions but will still be able to reach out
to your experienced tutoring partner.
The starting wage is $22 per hour-long session, with monthly bonus opportunities
ranging from $100 to $1,000 based on positive reviews from your learners.
Occasionally, last-minute tutoring needs will be posted on our learner contact site.
These tutoring sessions will pay more due to the immediate need.
There are numerous opportunities for professional development offered by Open World
Academy, and as you progress through development opportunities, you may build the
skills necessary to become one of our choice virtual English teachers.
Please see the attached packet for further details on getting started with our team. We
look forward to gaining another valuable member.
Sincerely,
Jack Skelton
Talent Manager
Open World Academy
Getting Started With Open World Academy
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